If you’re self-employed and have been told you don’t qualify for a mortgage, it’s likely because you’re being evaluated using traditional lending guidelines. At Opulence, we think differently – and we lend differently. We understand that business owners, freelancers, independent contractors, and entrepreneurs often don’t fit into a traditional mortgage box. That’s why we offer […]
In a market where interest rates can impact monthly affordability, Opulence offers a strategic way to help buyers take control early in their homeownership journey. The Opulence Advantage Buydown is designed to reduce your mortgage payments in the first two years – giving you time to settle in and plan ahead. Verify my home purchase […]
Spring is one of the best times to enter the housing market – inventory rises, sellers are motivated, and buyers get a fresh start. If you’re a first-time buyer, it’s the perfect season to make your move. But before you start browsing listings, there’s one big question to answer: how much home can I afford? […]
Rosebank, a charming and historic neighborhood on Staten Island, offers a peaceful, suburban lifestyle with close proximity to the bustling heart of New York City. Its quiet streets, cultural landmarks, and strong sense of community make it an ideal place for retirees to settle down. Choosing a reverse mortgage in Rosebank, Staten Island, allows you […]
Saving for a down payment is one of the most crucial steps in the journey to homeownership. Whether you’re a first-time buyer or looking to upgrade your current living situation, having a solid down payment can significantly impact your mortgage options, interest rates, and overall financial stability. In this blog, we’ll explore practical strategies and […]
